My question involves bankruptcy in the state of: Connecticut

My husband is the only income in the house so our income in based solely on his income. I am filing Chapter 7 on my personal credit card debt. I am wondering if they can tax our take refund if we file married joint and he is the only income or should we file married separate? We usually get a large refund that we use to catch up on our bills and do repairs around our house? We are filing in October so I am concerned about our 2012 tax return that we are not filing till February 2012?

Thank You.