My question involves court procedures for the state of: CALIFORNIA
Another individual filed a Civil Suit against me saying I owe them money. We settled the suit and I agreed to pay them X per month for X number of months. They agreed to DISMISS the suit "without prejudice", only because they want to have recourse if I do not pay the agreed-upon amount. My FICO is 780 right now and I have no negatives on my credit report. I am panicked that the Civil Suit will appear on my credit report NEGATIVELY if they dismiss "WITHOUT PREJUDICE". Question: Do the Credit Bureaus report differently if the Lawsuit is dismissed "without prejudice" vs. "with Prejudice"? I need an answer urgently please - THANK YOU SO MUCH!