My question involves criminal law for the state of: Virginia

Disaster! Just learned my ex-husband applied for college loans to send our daughter to college - but he didn't apply for Parent Loans, he applied for private loans from a private lender - in her name, not his. While the money from these loans did go to the college, she knew nothing of their existence until she started receiving late notices. It appears there are several loans dating from 2005 or 2006, and the last one was in 2007. some appear to have been taken out before our divorce, and some after. Is this fraud, or forgery, or both? Does it matter that the money was paid directly to the school?

My guess is he planned to pay them off himself, but his business failed and he's making far less money than he once did.

What do we do? My daughter is beside herself. Is she on the hook for all this? Do we confront him? (Scary at best) Should she report this to her former school, or the bank who made the loans? If she reports this will he be prosecuted? He is still paying child support for our three younger children.