My question involves a mortgage in the state of: NC
From our understanding the executor/co-beneficiary never refinanced the mortgage from deceased name. We received a notice in the mail that the property is now in foreclosure. We are unable to prevent foreclosure to this property since we are unable to pay that mortgage as well as our own. The executor told us a year ago he had arranged for a short sale. I will assume that this paperwork was never completed/applied for.
My question is since the mortgage was never refinanced from the deceased name can we be held responsible for the mortgage in any way? Would the mortgage holder be able adversely effect my credit even if I never signed anything for the property?

