My question involves an auto loan or repossession in the State of: california and colorado
I stop making payments on my car (california auto loan) in late 2007. I moved to colorado 2008 and registered the car there. Last year i found out that there was a lien on the car but the car has never been taken. Today I got a call from the collection company that bought the loan. First time I have heard from them since 2007. Since the loan was in california from 2005 can they still take my car ? Are the repo laws different from state to state ? On my credit report it says the loan was a charge off. I just want to know if them contacting me after all this time is this is the start of them taking my car. Since the loan the car has lost over half its value, has over 200,000 miles on it. And why after all this time would they want to the car now ? I'm really nervous they are going to take my car and I live up on a mountain in the middle of no where. Since the phone call this morning I'M A NERVOUS WRECK and I keep looking out my window to make sure no one is trying to take my car. I've also been thinking about filing for bankruptcy due to identity theft. If i go ahead and do that, can they still take the car ?
PLEASE HELP !!!!

