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  1. #1
    Join Date
    Jul 2012
    Posts
    8

    Default How Likely is It to Lose Home Due to Medical Bills

    My question involves collection proceedings in the State of: Georgia

    This is a pre-emptive question: If one spouse incurs a large amount of medical bills that can't be paid (other than a very small amount a month), how likely is the hospitals, etc, likely to not only put a lien on home but take to court and get an order to sell home in order to satisfy debt if home is paid for? (Ga only allows for $5,000 towards homestead declartion) Also, Ga doesn't recognize tenancy by entirity so if the deed is put into one spouses name only (before sickness and bills are incurred) can they still come after home of other spouse? Thanks

  2. #2
    Join Date
    Sep 2005
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    Behind a Desk
    Posts
    98,846

    Default Re: How Likely is It to Lose Home Due to Medical Bills

    The actions a medical creditor will take to pursue and collect a debt is a matter of internal policy. I doubt that the hospital will be eager to go to court if it can work out an acceptable payment plan, and some medical centers have charity and forgiveness programs that may be available to address part or all of the debt. If all else fails you can consider bankruptcy.

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