My cousin rented a camera from a camera rental website. The camera was stolen, and she filed a report. The company charged her for the full price of the camera, and her credit card denied it. So they wrote it off to collections. She worked with collections and has paid most of it off. (was a $5000 camera) and someone returned the camera yesterday, said they found it under a bridge at the park she was at when it went missing. Does she need to send the camera back to the rental place even though she's paid most of it off with collections? She won't get that money back. Does the company still own the camera even though they wrote it off to collections and it's been paid for out of her pocket?