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  1. #1
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: H1 Visa, Leaving the Country with Credit Card Debt, Intend to Pay Off

    If you want to make arrangements with a creditor, contact the creditor and see what they'll agree to do.

    The USCIS does not check your credit.

  2. #2
    Join Date
    Jan 2008
    Location
    Toledo, OH
    Posts
    16,307

    Default Re: H1 Visa, Leaving the Country with Credit Card Debt, Intend to Pay Off

    The question: how can I make arrangements for this? After I leave the country, is it possible for me to keep my credit card and bank account active, or do I have to "forfeit"/default on them automatically if I no longer live in the country?
    Generally, credit card issuers don't care where you live, as long as you're continuing to make your payments. I left the country for a year and a half, didn't tell my bank I was going anywhere, and had no problems. I am acquainted with a number of people who spend significant time out of the country who still hold US credit cards. They just continue paying on them.

    As Mr. K notes, the USCIS does not check your credit, so you're not going to have difficulties leaving the country.

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