Results 1 to 7 of 7
  1. #1
    Join Date
    Jun 2012
    Posts
    2

    Exclamation Why Would My Bank Account Be Frozen

    My question involves personal finance in the State of: Indiana

    Hi I recently went online to check my account balance and I saw that my account status was frozen. I don't owe any debts and I haven't received any documents in the mail. Could someone please assist me in why this is going on and what to do?

  2. #2
    Join Date
    Apr 2009
    Location
    Somewhere near Canada
    Posts
    35,894

    Default Re: Why Would My Bank Account Be Frozen

    What happened when you called the bank?

  3. #3
    Join Date
    Jun 2012
    Posts
    2

    Default Re: Why Would My Bank Account Be Frozen

    When I called the bank they were unable to tell me why my account was frozen...do you know how long the bank can freeze my account without any explanation?

  4. #4
    Join Date
    Apr 2009
    Location
    Somewhere near Canada
    Posts
    35,894

    Default Re: Why Would My Bank Account Be Frozen

    We can't possibly guess.

    And the bank would know - are you sure you got through to the right people?

    Have you made any unusual purchases with a debit card? Written an unusually large check?

  5. #5
    Join Date
    Sep 2011
    Location
    OH10
    Posts
    17,019

    Default Re: Why Would My Bank Account Be Frozen

    Unpaid debts or taxes? Other account users you recently broke up with?

  6. #6
    Join Date
    Dec 2009
    Location
    Lake Chapala
    Posts
    3,043

    Default Re: Why Would My Bank Account Be Frozen

    The bank knows why your account is frozen. It would be illegal for a bank to freeze an account on an irrational whim.

    What do you mean "they were unable to tell me" - they couldn't speak? That person didn't know? Why didn't you ask that person to transfer you to the person who does know?

  7. #7
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: Why Would My Bank Account Be Frozen

    Many times an acct. is frozen because a creditor has put a restraint/freeze on it (though you said you owe no debts) or one of the reasons Dogmatique noted.
    I would keep contacting the bank until you find out why. Can you physically go to the bank & talk to someone?

    1. Sponsored Links
       

Similar Threads

  1. Debt Collectors: Can My Bank Account Be Frozen
    By Landgirl in forum Debts and Collections
    Replies: 3
    Last Post: 05-04-2012, 01:52 PM
  2. Debt Collectors: Frozen Bank Account
    By gracekellee in forum Debts and Collections
    Replies: 1
    Last Post: 05-17-2008, 11:29 PM
  3. Debt Collectors: Bank Account Frozen in NYC
    By marie1411 in forum Debts and Collections
    Replies: 1
    Last Post: 07-23-2007, 12:15 AM
  4. Debt Collectors: Bank account frozen?
    By agedtopurrfection in forum Debts and Collections
    Replies: 5
    Last Post: 11-12-2006, 02:54 AM
  5. Debt Collectors: Frozen Bank Account
    By JArmour in forum Debts and Collections
    Replies: 3
    Last Post: 05-13-2006, 06:08 PM
 
 
Sponsored Links

Legal Help, Information and Resources