My question involves collection proceedings in the State of: Indiana
I had a hard whack on the head and my dr thought my brain was bleeding and sent me for an emergency CAT scan. Insurance denied the claim because there was no pre authorization. My insurance told me due to their contract with the provider, I was not responsible to pay this bill. When I was billed we had a three way call and the hospital agreed it was a write off. A year later I hear from a collection agency. Once again my insurance company stepped in, talked to the "attorney" and explained the situation. A few weeks later, the collection agency sent me a letter telling me after investigation I owe nothing. Now 5 months later, the same agency is after me to collect on the same bill that twice I was told I do not owe. What are my rights?