And another question I want to ask. When I sign the Promisary Notes to get the loans. They ask for 2 sources of reference. So I put down my uncle and aunts address and phone. They are just reference, they did not cosign anything.
So by law, the debt collector cannot go through my Promisary Notes and go after my uncle right? Since he was just "reference" only, he didn't sign anything.
I do not want they bother my uncle, to be honest, I am not close with them, I just put down uncle name as a reference.