you have a dumb ex. S/he should not have signed a deed until removed from liability for the mortgage loan. Now they owe for the home but hold no interest in it.
Let's put it this way:. I am pretty sure he will include this debt if he does, to relieve him from all debts. How will this affect me? Will they take the home?
you need to hurry up and get this taken care of.
You also realize that 2 years has already passed, right?

