My question involves a mortgage in the state of: FL
In my divorce which was filed in the state of FL in 2008, I received full custody of my children and my ex spouse kept the house. In our decree, it states I am not to be held liable in any way for the property or mortgage debt. I just found out (via call from the mortgage lender) he hasn't paid on the house in 19 months, he never sold it or refinanced it (like he was supposed to in order to remove my name), and all of this has killed my once-perfect credit. He is losing his job and says he'll stop paying child support now. What are my options regarding enforcing the child support and removing the bad marks on my credit since the house & all of its debt is not mine, legally, per our decree?
Additional facts you may need to offer advice: The decree stipulates the house, mortgage, HELOC are all his and I am free and clear of any debt since 2008.
My name is still listed on the mortgage, unfortunately.
Our (verbal) agreement was that he would sell the house and I would get only 4% of the value of the house.
My lawyer at the time stated there was nothing we could put in writing and no actions I could take to get my name off the mortgage.
When we bought the house, I had no income and was a stay-at-home-mom to our 1 year old child.
When we divorced, I was still a stay-at-home mom raising our 2 children.
He is also about 90% delinquent on paying rehabilitative alimony, but that is something I have never pursued.
I am primarily concerned with fixing my credit from the damage of his non-payment, and finding out if he can legally just stop paying child support. The children are both under the age of 7.