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  1. #1
    Join Date
    Apr 2012
    Posts
    1

    Default Driver Fled on Foot After Causing an Accident

    My question involves a traffic accident in the State of: CA
    My family and I were hit head-on by a group of young kids that crossed over a double yellow and into our lane while performing an illegal pass. After the collision, all of the people from the other vehicle fled the scene on foot. The police report is still pending, but obviously this was not our fault and it is highly unlikely that the other driver will be found unless it was his car. My insurance (Gecko) says that my car is totaled and I will still pay my deductible. Is there any recourse to fight this? If the car was stolen, does the insurance on the other car cover anything? What can I do so that my out of pocket is cut to zero and to make sure I get a fair price for my car? Also, my son and I were taken to the hospital via ambulance to be checked out. We are both fine (just sore), but my medical insurance covered the bill. Am I supposed to make my car insurance pay for that instead? I have never been in a situation like this before. Any advice would be appreciated. Thank you.

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Driver Fled on Foot After Causing an Accident

    The police will investigate the incident and try to figure out who was driving. If the driver is identified, you will have a claim against the driver and, through the driver, any insurance policies that may cover the driver for the incident. Depending on the full facts you may have a claim against the owner of the vehicle. You haven't told us if the owner is claiming that the car was stolen.

    If you have insurance that will cover your injuries and damage in the event that the driver is not identified and you cannot successfully claim against the vehicle owner, it would make sense to avail yourself of your own coverage.

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