My question involves a traffic accident in the State of: CA
My family and I were hit head-on by a group of young kids that crossed over a double yellow and into our lane while performing an illegal pass. After the collision, all of the people from the other vehicle fled the scene on foot. The police report is still pending, but obviously this was not our fault and it is highly unlikely that the other driver will be found unless it was his car. My insurance (Gecko) says that my car is totaled and I will still pay my deductible. Is there any recourse to fight this? If the car was stolen, does the insurance on the other car cover anything? What can I do so that my out of pocket is cut to zero and to make sure I get a fair price for my car? Also, my son and I were taken to the hospital via ambulance to be checked out. We are both fine (just sore), but my medical insurance covered the bill. Am I supposed to make my car insurance pay for that instead? I have never been in a situation like this before. Any advice would be appreciated. Thank you.

