My question involves collection proceedings in the State of: GA
Hi all,
I received summons from the credit card company 2 weeks ago and in the process of preparing the Answer and will file by the dead line next week. I can not make payments to that credit card any more and stopped paying about a year ago. I can not effort to pay lawyer and will do it myself and need your help.
The statement of claim was not written anything much, just saying that " Plaintiff states Defendant is indebted to Plaintiff in the amount of $XXXXX Principal, plus $0.00 interest, plus $0.00 Attorney Fee, plus $XXX costs to date, and all future costs of suit." and there is a attachment show summary of my account statement.
I am preparing the Answer to this claim but do not know the steps and have question below:
1. Can I file the Answer with an Affirmative defense in the same form? Would you please show me example of the Answer and Affirmative defense standard form and content.
2. Can I file the Motion of dismiss? If I can, should I file on the same day with the Answer or file the Answer first.
3. Where can I find the GA court rule?
4. What will happen after I file the Answer with Affirmative defense to the court?
5. What is the next step I should do?
Any suggestions would be appreciated.

