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  1. #1
    Join Date
    Mar 2012
    Posts
    1

    Default Title Pawn - Brother Signed for Pawn in My Name

    My question involves an auto loan or repossession in the State of: I'm in Alabama and I got a title pawn for $2000 on a 1999 Camry in Feb. 2010 that my brother was to pay. He was to make a payment plan (over the minimum) setup by the title pawn to have paid off in 4 months. When he went in to make a payment, he discovered what the minimum payment was and has been paying only the minimum ever since. I now want to sell the car and of course he doesn't have the money to pay out the pawn. I didn't know it buy my brother has been having to sign my name each time to keep renewing the pawn, which is against the store policy (they have paperwork that I never filled out that gave him the right to renew pawn). Would this violation make the pawn invalid without putting my brother in danger of forgery prosecution? If so who would I contact?

  2. #2
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Title Pawn - Brother Signed for Pawn in My Name

    Would this violation make the pawn invalid without putting my brother in danger of forgery prosecution?
    if it makes the continued pawn contracts invalid, you should simply plan on giving the car to the pawn shop since you have not paid your original pawn loan and I am sure they would consider it well beyond any grace period and would now claim title to your vehicle.

    If you turn your brother in for forgery, be sure you are willing to send him to jail. If he argues you said he could sign in your name, while it is technically forgery since he signed your name, he can argue you gave him the right to represent you but only errantly and ignorantly signed your name rather than his acting as your agent.

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