My question involves collection proceedings in the State of: Maryland
I received a letter stating I owe 100k dollars of student loan debt. I never took this much out in loans. In fact when I called the law office they only have record of one 25k loan. They have no promissory note so they have absolutely nothing with my signature. Do I have legal ground to get this debt dismissed or reduced to the 25k?
For more background I have not made a payment on this loan since 2009. Also would SOL laws apply in the state of Maryland for this loan?

