My question involves collection proceedings in the State of: New York
Im dealing with the unscrupulous firm of Pressler & Pressler. They have in the past been allowed to sieze an account that was only used for my unemployment checks to come into to pay a gym membership, $1200...this is highly illegal, and they did it anyway. I am now being threatened to have a judgement entered against me for a debt that was charged off by my creditor, Citibank many years ago, and I believe its well beyond the statute of limitations (its beyond 7 years, because the charge off doesnt even turn up on my credit report for all three bureaus) for them to be able to use the law to force me to pay, which I cant do anyway.
My questions are these:
1) Where do I call to get the exact charge off date/last date of payment to the account? (without calling Pressler & Pressler, they will lie)
2) When does the statue clock start ticking? the charge off date? the last date of payment? which is obviously well before the charge off.
3) If the only place I can get the charge off date is Pressler and Pressler and they lie and have a crooked judge signing things, how do I combat that?
4) What "restarts" the statute of limitations clock so that they can continue to get judgements against people? reselling the debt? because Pressler & Pressler keeps starting shell companies to "sell debt to" it seems. They function as at least 4 entities at last count.
4) How are they not being prosecuted under RICO? if they arent a criminal enterprise, I dont know what is.
Help

