My question involves an injury that occurred in the state of: Illinois
Okay so tonight my fiancée got into an accident, the other driver hit her from behind. My fiancé was turning right into the bank, had her signal on. The other driver must not have been paying attention cause she did not slow down at all, at the last second the driver tried to get in the left lane to avoid hitting her which clipped the left half of the rear bumper and made my fiancée spin into the banks parking lot and took down a sign. She hit her head during the spin. There were 3 witnesses who all told the officer it was the other party's fault. The lady admitted it as well. Now I'm trying to figure out the best way to go about this. The cars frame was twisted upward. It's and 03 Acura tl type s. I bought it last year and am still making payments on it, $6000 left. Should I get insurance right away, will it matter? Will their insurance cover the cost of the entire car? Any answers our greatly appreciated.