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  1. #1

    Default How Do Judgements Show Up on Credit Report

    My question involves collection proceedings in the State of: Tennessee

    I understand that if a landlord evicts a tenant through civil court, the eviction and monetary judgement (past due rent) eventually show up on the tenant's credit report.

    My question is: What organization reports those judgements to the credit bureaus? And since I understand most evictions do not reference the tenants social security number, how CAN these judgements be referenced to the social security number that is the key identifier that the credit bureaus use?

  2. #2
    Join Date
    Sep 2011
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    Default Re: How Do Judgements Show Up on Credit Report

    Normally via collection agencies. The landlord would have the SS reference info on the rental app.

  3. #3
    Join Date
    Sep 2005
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    Default Re: How Do Judgements Show Up on Credit Report

    If a creditor reports a judgment, they will report it in association with a specific debtor's account. If the CRA picks up the judgments as a matter of public record, they presumably are using the debtor's address of record to associate the judgment with a particular debtor.

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