My question involves collection proceedings in the State of:Texas
So i received a phone call from a collections agency called frontier financial group about a month ago. I stupidly admitted to the debt of $1200 being mine and the guy told me that he was going to recommend that they move forward on the account.
1. Do you think ill be sued for this small of an amount? Note:they said they were going to put my account up for legal review back in september and then in october they called me again saying they are still willing to work with me. However, this time they sound a little more serious.
2. If i am in fact sued, do i still have the option to ask for the original credit application so that the case would possibly be dismissed or did i screw myself by admitting to the debt over the phone?

