My question involves bankruptcy in the state of: New York
Is a 13 payment plan based on my previous 6 month income or should be based on Schedule I, current income without overtime from months ago. Also should I file before I get my tax refund, will it count as income and raise my plan payment amount?
Was getting a lot of overtime late last year but I have no overtime in the last 2 months so my schedule I should reflect pay with no overtime and my payment should be based on this??? No or very little ot expected in the future.
I should be able to do my taxes, get refund before I file and it wont count toward income for a payment plan? I need to buy an oil burner, should be a necessary expense?? Would this fly?