My question involves a consumer law issue in the State of: Florida
I am a service member. I live and work in NC but have temporary duty in Florida. I recently traded a truck in on a new truck. I was upside down on my car loan, but the dealer paid it off for me. I had financing in-hand but the dealer (Ford) ensured me that they could beat it. They secured financing for me through a local credit union, I signed the paperwork and drove off in my new truck.
I was informed later that the credit union would not grant me a membership due to the fact that I was not a Florida resident. The dealership strung me along for 3 weeks, offerind me numerous high-interest deals. They launched over 6 hard inquiries on my credit report which caused my credit score to fall over 25 points.
I returned the car today as they do not have a cashable contract. they refused to return my deposit and stated that they were going to press charges against me for the difference they paid on my trade-In (which has since been sold to an auction house).
Do they have a legal leg to stand on? Am I contractually obligated to buy this car seeing as I signed the purchase order?

