My question involves insurance law for the state of: NY
Hi all,
Last year I went to the dentist and was informed that I needed to have several cavities filled. Subsequently, a few weeks later I had the cavities filled as suggested. One year later I've now been informed that I need to retroactively pay for the fillings ($1000) since my insurance benefits didn't include fillings. I recognize that I am responsible for knowing the limits of my insurance coverage and should have refused service, nevertheless, do I have any legal recourse to avoid paying the fee? At the time I asked the dentist whether it would be covered by my insurance and they said yes! But before filling my cavities the dentist was fully aware that my insurance would not cover the fee (I have a copy of their records), yet did not advise me of this fact ahead of time. Shouldn't there be an agreement of payment in advance of rendering services or is this covered when initially joining a dental office?
I suspect that I'm liable but figure it's worth a shot to find a way out of the situation. More than anything else, it frustrating to have a $1000 bill pop-up when the dentist knew I would be paying for it.
Thanks!

