Well I didn't want to dish out all the dirt, but yes, the car was exported for cash. Well suposedly my brother knew that and never told me. Once I was aware of that information, I reported it stolen to the police, and of course they did not locate the vehicle. I thought everything would have worked out, till I called the insurance company and they told me that the check for the first month bounced. Now I'm left with a 40 thousand dollar tab under my name. I want to know if there is any other option besides bankruptcy? Also if I do file how bad will that be for me, considering I want to buy a house and new car?

