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  1. #1

    Default Collection Agency Contacts and Bankruptcy

    My question involves bankruptcy in the state of: TN

    My husband and I filed bankruptcy on December 7. We are still waiting on a court date. We filed on our Citi Cards. I get a letter from a collection agency stating that they now have the account. I talked to a person yesterday at the collection agency and told them that I filed Chap.7 (gave them the attorney's name and number) and that Citi Card knew because I told them too. Will I need to give the attorney this letter considering they filed the bankruptcy on Citi and not the collection agency. I guess I am worried because when I filed the account was with Citi and not this collection agency. Even though this account was sent to the collection agency after my filing will it still be taken care of?

  2. #2
    Join Date
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    Default Re: Collection Agency Contacts and Bankruptcy

    From what you've told us, the collection agency is simply that - a collection agency, not a separate creditor. A notice to Citibank is operative against its agents.

    You should of course convey any relevant information about accounts and collections to your lawyer. This contact may be a violation of the automatic stay.

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