My question involves insurance law for the state of: Georgia
My husband voluntarily terminated his employment with a company in mid-August 2011. On September 2 I utilized our health insurance for an in-office doctor's procedure and on September 18 my child was seen at their pediatrician's office for a scheduled appointment. On both days the insurance coverage was verified and approved. Both bills were paid by the insurance complany upon their receipt of the bills. Now, 4 months later they are sending requests to the doctor's offices requesting refunds of the amounts paid.
My husband was notified in October 2011 that he had never been listed as an inactive employee by his company and when the corporate office of his employer was notified of his resignation they retroactively suspended his insurance to his original date of resignation.
The doctor's offices are looking for us to pay the money the insurance company wants refunded. We thought we had insurance coverage and never would have attended the appointment if we had not. The bills were paid in full and it is of no fault of ours the insurance company was not notified of the inactive status.
Are we repsonsible for the amounts owed to the doctor's offices if they choose to return the money paid for services rendered and if so do we have any right to request compensation from the employer because this was their screw-up?