My question involves insurance law for the state of: Mississippi
My husband was driving my car, with a suspended license, no insurance. We did not renew the insurance knowing we would be trading it in. Husband was driving because I am pregnant and high risk, so Dr. said no driving. The accident was not his fault, another driver t-boned him in the right front passenger side (per police officer on the scene.) The at fault driver has insurance.
My question is will the other driver's insurance cover our car? My husband did go to the ER to be checked out, but we are mainly worried about the car, not the medical bills. The dealership said our retail value on our car was 13,000 on my 2008 Honda Accord. I don't know if that makes a difference.
I just don't know what to expect, having never been in an accident before.
Thank you for any help/advice.

