I was recently in a minor accident on my way to work. I rear-ended someone. I was at fault, but it was at a traffic light at about 5 mph. We both got out of our vehicles and inspected for damage, neither of our cars had even a scratch. I had a lapse in insurance coverage at the time of the accident.
The other driver called the police to file a report, and said she felt fine and needed no medical attention.
Now I have received a letter from her attorney stating that I needed to turn her claim over to my insurance company or contact their office immediately. What actions can she take against me, if I don't have insurance?