Well clearly I don't agree with this:
As I mentioned in my prior post that the time that was running was suspended when you left the state (frozen). The creditor has a right to use the SOL under Florida law.First know that both Florida and Georgia have Statutes of Limitations of 4 years on credit card debt, so you DO have the right of an "affirmative defense" that the Statute of Limitations has passed.
The rest seems like it could be a reasonable way to handle the debt. Whether or not they will agree.......
However, I don't see any harm trying to deal with it that way.

