My question involves collection proceedings in the State of: New York
My father has a high outstanding credit card debt. He is currently not working because he is on disability and he won't be able to work anytime soon due to his failing health. My mother wants to know if she is responsible for the debt that he had acquired while they were married (they are still married.) If she refuses to pay for his debt and stops paying for it, would the credit card company's make my mother pay for this debt? Also, these credit cards are my father's personal credit cards, where my mother's name isn't added to them.
My mother also plans to get her own personal bank account, because they have a shared account. So she was also wanting to know that if she doesn't pay for it, would the government take the money out of the shared account where her paychecks are currently coming into.

