My question involves an injury that occurred in the state of: MI
My father inlaw and mother in law were at my house while my husband and I were at work babysitting our kids about 2-3yrs ago. My father in law and the kids were playing. The dog we had at the time was very exicted. He jumped up on my father inlaw and he fell and hit his side/stomach against our picnic table. He sustained some broken ribs. The ambualance was called. About 2-3 days later I was going to file a claim and my inlaws pretty much told me not to worry accidents happen. Since then we had to get rid of our dog as my son is allergic not because he was a bad dog. My inlaws are now falling on pretty hard times and are pursing a lawsuit against my husband and i and claiming it is not personal they need the money he had some pretty serious injuries and it is more agains the insurance company and not at us personally and that is what HOI is for blah blah blah, My father in law seems to be doing ok and works like a maniac renovating their home and fixing cars etc. He is not working but this inicient happen after the automotive firm he was working for made him retire so to speak. Per my HOI company they can claim up to 1000$ and anything more they would have to sue and our HOI is covered for up to 300thousand$. So what is the maximum they can get, and what is the likeley hood they can take our home away from us?