My question involves collection proceedings in the State of: NY
In September of last year I visited a doctor's office. I assumed they billed my insurance and was awaiting a bill for whatever amount remained. I received one 6 months later for the full price of the visit, without insurance deductions or anything mentioning insurance on the invoice. I sent it back to them with my insurance information. I received two more bills for the same amount and no mention of insurance, so I called the doctor's office. They said they would file a claim but said that if the insurance rejected it because it was not submitted in a timely manner, then I would be responsible for the full amount. They told me that they didn't receive insurance information from me, but I know that I had my insurance with me when I went there. I have received a few more bills with no insurance information on them, so I contacted my insurance company. They say that the claim was submitted in April of this year (after the 90 day "timely" deadline, and around the time that I sent in my insurance info in the mail) and so they sent something to the doctor's office asking for proof of timely submission. Are they responsible for filing a timely claim? Will I end up being responsible for the full amount? Do they have legitimate cause to send this to a collections agency?
Thanks

