My question involves an auto loan or repossession in the State of: Wisconsin
I was behind on my auto loan but was in contact with the lender regarding this as of the beginning of September. I was told I had until the 26th of the month to get paid up and current on my loan. I ended up paying the whole amount plus a little extra and my September payment on the 23rd. They served papers dated on the 27th to my father since I was not home not even in an envelope on the 30th. I received my statement today and it has no past due amount so I am entirely confused on why I was served to begin with since I am current and even before the date that I needed to pay by. Anyways-
Question #1: Can they legally serve papers to someone other than the defendent?
Question #2: Shouldn't they actually be in a sealed envelope only to be opened by the named defendent? (I know some states they don't but I am not sure about WI)