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  1. #1
    Join Date
    Oct 2011
    Posts
    3

    Question Almost Settled and Now Creditor Just Won't Respond

    Hi from MI.
    There is a judgment to pay $5000 in attorney fees against a person who has no property and a minimal wage job (further "debtor").

    Negotiation happened over the email.
    Debtor tried to negotiate with creditor to pay $3000 over 90 days in a full settlement of $5000 or make monthly payments of $50 for 100 months. Either one in lieu of any other collection effort.
    Creditor asked for $3000 immediately, and debtor agreed asking to enter a stipulation consent agreement about that in the court first. Creditor didn't reply.
    Debtor followed up in 2 weeks - no response. Debtor then prepared the consent agreement and sent it to creditor asking if he is fine with entering it into the judgement. It was 3 weeks ago and still no response.

    What's the best course of action for debtor? Please help!
    Can debtor use an email agreement for $3000 settlement in the court and how?

    P.S. Debtor has to also pay other bills and expenses including fees to own attorney. Yes, debtor would like to make a settlement in the amount of $3000 but unsure what's the best course of action.

  2. #2
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Almost Settled and Now Creditor Just Won't Respond

    Can debtor use an email agreement for $3000 settlement in the court and how?
    apparently there was no agreement. They demanded $3000 and you countered with a demand for a stipulation consent agreement being entered in court first (before payment apparently). They apparently do not find your terms acceptable and you didn't find theirs acceptable so there never was an agreement.

    You can try to contact the creditor to see if they are simply taking a long time to sign and return the agreement. If they don't respond, I would see that as a negative response.

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