This *may* be one of the rare exceptions.
Naratino, do you have a copy of the SPD for the health plan? This is NOT the same thing as your employee handbook. If you do, I'm going to need you to type out a section WORD FOR WORD. If you don't, you need to go to your employer and ask for a copy. They are required by law to give it to you on request.
When you have it, let me know, and I'll tell you what I need you to copy.

