My question involves collection proceedings in the State of: Montana
I have a debt with Capital One credit card. I got a letter from a law office in a nearby city that Capital One hired them to collect this debt. It basically says I have 30 days to pay this debt and to declare that it is my debt. Is this the letter I get before they decide to sue me? If I pay it all off to this law office within 30 days will everything be good (meaning I won't get sued or anything)?
Cheers

