My question involves a consumer law issue in the State of: NJ
I paid a deposit of $1000 by credit card for car lease on 9/17/2011. The dealer had me sign a buyer's agreement and never gave me a copy stating thier copy/scanning machine had issues. I did not take my reading glasses with me and the sale rep said this just a deposit, it's refundabel etc.. Upon several requests she did not scan the copy, later scanned unclear and incomplete page. I am not going ahead witht he deal and on Wednesday 9/21 I informed her that and requested my deposit be refunded. She refused the refund the deposit and said it will be applied against any other purhcase of certified pre owened car in the future.
Question 1) How do I get my deposit back if the dealer still refuses? Can I dispute the credit card charge and will that be ok or will be held against me since i signed a buyer agreement for which i do not have a clear copy nor was it explained to me since i did not have my reading glasses with me (whihc i told the sales rep)
Please advise.

