Spinstopshere,
I believe you are right about being a non-prime lender. They just changed their name to One-Main-Financial. They used to be called Citi Financial. I went in to try to set up a payment date. I didnt get that far before I had 2 very angry women yelling at me. I do know one of them said something about having the payment in before the end of the month or she would lose her bonus or month end something.
flyingron, thank you for that link. there is a lot of info on that site. I want everyone to know that reads this thread that, I am not or was not trying to get out of paying the monies we owe. I borrowed it and fully intended to pay it back. We found out this morning that it gets worse. The plumbing company my wife works for gave her a choice of a $4 an hour paycut or short term layoff, (due to lack of service calls), with something called slow pay unemployment. I told her to take the paycut. I would rather her have a job with less money than take the chance she wont be called back to work. I am literallyworried about going back into the finance company! I want to work something out with them but the manager there is, "do you have our payment? no, why not? I dont care if your wife got a paycut and oh, I see where you borrowed money after you took a loan out with us". That last part really, has already happened. The last time I went in there they had pulled our credit again and was naming off things we took loans out for and told me that I could have paid them with the money we borrowed. What they dont realize is, the loans are for my Daughters last year of college and god help me, she is going to finish this year!!!

