Hello,
Thank you in advance for responding to my inquiry. I would like to leave out any moral implications to the action I am pondering, the sum is only a fraction of what I lost the last year but is the portion of which I truly felt was scammed from me.
I have read up extensively on FDCPA. I am more concerned of having my stellar credit tarnished than having some collection agency harass me over an unvalidated debt. I have spent many hours searching for cases where these CA reported derogatory info to the big 3 despite having not validated the debt with no success.
Is it even worth it? Will a CA report just out of "revenge"? Being that they have no foot to stand on regarding obtaining a judement for gambling debt
thanks in advance

