Results 1 to 4 of 4

Threaded View

  1. #4
    Join Date
    Mar 2008
    Posts
    1,995

    Default Re: Evidence to Dispute the Collection Agency

    Quote Quoting jojojin
    View Post
    thanks very much for the advice.
    I still have one concern. how abut if the health insurance just told me they rejected my case and I did not claimed follow up at that time? if so my hosptial bill is NOT covered under insurance and I may not use the way you told. And as was told they don't have any other records except my simple purchase info.

    Thanks
    If this is the case, then there is another angle you can play.

    They already told you they cannot locate their records. One of YOUR RIGHTS as a debtor under law is to demand "debt validation", meaning that a "billing statement" would not do, but only evidence of what the debt is would do. They would need documentation to uphold the original debt, and I have read many cases collection agencies bring to court gets thrown out because they can't obtain "debt validation". But what they still do though is they would sue you hoping in your case, you are so scared, disorientated, and concerned "you don't have any paperwork", don't show up, and they get a default judgement.

    But wait. They are supposed to have the paperwork, and because they told you they don't have it, so your best solution is to demand they come up with it. It is their job to come up with it, NOT YOU.

    1. Sponsored Links
       

Similar Threads

  1. Student Loans: Multiple Debt Collection Letters from the Same Collection Agency
    By dmez01 in forum Debts and Collections
    Replies: 2
    Last Post: 07-12-2011, 08:29 PM
  2. Debt Collectors: How to Sue a Collection Agency - I'm in Texas, Agency is in Michigan
    By ivanlibya in forum Debts and Collections
    Replies: 10
    Last Post: 10-22-2010, 07:03 PM
  3. Debt Collectors: Collection Agency Attempting Collection on a Citation Issued to Wrong License Plate
    By bnadeau73 in forum Debts and Collections
    Replies: 2
    Last Post: 08-15-2009, 01:36 AM
  4. Privacy: Dispute With A Modeling Agency
    By mrhuge815 in forum Employment and Labor
    Replies: 1
    Last Post: 09-05-2007, 07:18 AM
  5. Debt Collectors: Collection Agency Won't Let Me Dispute Debt
    By tbluemage in forum Debts and Collections
    Replies: 7
    Last Post: 08-01-2006, 08:32 PM
 
 
Sponsored Links

Legal Help, Information and Resources