My question involves bankruptcy in the state of: Indiana
I have been unemployed for over a year. Due to my handicapped daughters and my medical bills, credit card, and judgments of around 15,000.00 we must file banckruptcy. I have 4 judgments already and am due to go to court again next month on another bill. My mother bought a modest house for us to live in, and titled it in her and my name with JTWRS. She paid $50,000.00 for the house and put another 20K into it. There is a mortgage of $35,000.00 to my mom from me, which I pay her $500.00 a month. My mom put up all of the money to purchase and rehab this house. My bankruptcy attorney says that he can show the trustee that I have contributed nothing toward buying the house and that my mom can show loan documents where she borrowed the money from her residence to show she paid for it. I am scared to death that if I file chapter 7 that the trustee would force a sale and we would then have no place to go. My mother cannot help me anymore financially. What are my chances of losing my home?

