Quote Quoting zeeg
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Thanks, we're going to look into legal aid, her best bet is probably Bankruptcy, it used to be you could do it yourself, but it doesn't seem that way anymore.
There's several things you should consider.

First, if she owns her own home, the best a creditor can do is put a lien on her home. Check into the Homestead laws of TX:

http://www.dallasrelo.com/homestead.html

Check to see if there are bank accounts out there creditors can seize. Also note that SS monies deposited into the bank accounts are exempt from seizure as well.

So if you are going to do some research, it appears your grandma is essentially judgement proof if she does not have large bank accounts laying around which she doesn't. Creditors may try to freeze the checking accounts, so you'll have to be ready to show them that funds in it are exempt funds.

Then, under TX law, current wages are exempt from garnishment. See:

http://boringdetails.wordpress.com/2...ent-texas-law/