My question involves an auto loan or repossession in the State of: California
Purchase a vehicle about 3-4 years ago not exactly know the date when it was purchase; car was given back and was repossess, just got a call today regarding repayment from a third party collector named Sentry Credit working for autovest. My question is, Am I obligated to do monthly payments now (I am a full time student paying student loans and the only income for a family of 5) I can’t make any more payments due to my budget. What should i do? Should I just let them ruin my credit and not pay? Am I going to jail? What are the consequences?
I dont have a plan on paying i am walking away from it but i need to know what will happen next and how can i protect myself. the reason i lost the car is that i lost my job and cant support my family.

