My question involves collection proceedings in the State of: South Carolina
I lost the property to foreclosure in 2008.
I don't remember getting anything relating to this property since the foreclosure.
I thought it would have been wiped out with the foreclosure - Now, it looks like the dues survived the foreclosure since I received a Summons.
And the creditor is different than the original creditor.
In my package, I also have a notice giving me 30 days to dispute the validity of the debt or some portion thereof.
This is the same amount of time I have to file my Answer to the court.
Looks like I have to send letter to Verify the Debt as well as Answer the Summons to stay in compliance with both deadlines.
What is the statute of limitations for this type of debt?
And from what date would the time start?
The last paid date or the actual foreclosure date?
They categorize it as breach of contract.
Thank you!

