My question involves collection proceedings in the State of: FL
How is this for a debt validation letter: (I was served by a summons to respond within 20 days, could I send this to the court and creditor and would it be effective?) and would this be a valid answer to a breach of contract and unjust enrichment complaint?
To Whom It May Concern:
I am sending this letter to you in response to a notice I received from you on XXXXXXX. Be advised, this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b).
I respectfully request that your office provide me with more details about this debt. These details will help me validate the debt, and if it is indeed valid, address an equitable remedy. An equitable remedy may include a possible offer of a reasonable lump sum to settle such a claim, and an agreement to not pursue any further legal action, as well as reporting the debt as having been satisfied. Please note that any offers to settle are requested in writing.
Please provide me with the following:
• The amount you or the parties you represent (XXXXXXjunkdebtbuyer) paid for the debt, and/or were assigned to collect on their behalf.
• A signed copy of the original contract between me and the original creditor (xxxxoriginalcreditorxx) that says I owe you or your parties this debt.
• Any settlement offer you would consider to settle such a claim in lieu of court.
This letter is to provide any information that will assure me of the further legality of your collecting this debt, and that this is done fairly, as well as to offer an equitable remedy.
Be advised I have consulted legal counsel regarding this matter.
Please send any relevant documents to the FAX number listed below.
///* is this firm and polite enough to get a case dismissed or settled?

