My question involves bankruptcy in the state of: Colorado

I Pro Se filed a 13 over the limits of debt to gain auto-stay on my residence foreclosure. I have 1-month to convert or get dismissed. I want to file 11, but Judge said, Pro Se 11's do not fly as a warning. Seems the law must allow me to Pro Se. True or not?

Are there any major reasons such as required income rules or pay back periods that would preclude me filing 11?

FYI: Situation is over $350K unsecured and over $1.2M secured forcing conversion from 13 to 7 or 11. Four homes, only one in foreclosure, others late to try and force loan mod depts to discuss options, when I had to file 13. I want to keep the homes.

Any advice is welcome. I would do 7 if I was assured I could keep all the homes except residence. Then I would try and work out something with foreclosing party.