My question involves collection proceedings in the State of: Louisiana
I took out a private student loan (not federally insured) with a variable interest rate in Louisiana. The law in Louisiana is that the SOL on an open debt is 3 years and that the SOL on a written contract is 10 years. Now, 5 and a 1/2 years after making my last payment, I am being summoned to court. Do I have an open debt or a written contract on my hands?

