My question involves insurance law for the state of: South Carolina.
I was in an accident 11 days ago. It was not my fault. The at-fault driver's insurance is taking care of rental car and fixing up of our minivan. I was also told, once I get all my medical bills, that they will reimburse us for that as well.
My insurance called me today asking about medical information...was anyone injured, did anyone go to the ER, etc. My 2 sons and I went to the ER because I am 20 weeks pregnant and wanted to know the baby was fine, and they are young and I wanted to know they were okay. We all checked out just fine. Anyway, we have some personal injury coverage on our insurance. The person I talked to said we could send copies of all doctors' bills to them and get reimbursed and it would NOT affect our rates. He also said I could send those same bills to the at-fault driver's insurance and also get reimbursed. So, for example, if our total bill is $300, I could potentially get $600 back ($300 from my insurance and $300 from the other drivers').
Does this sound right to anyone? It seems fraudulent to me.