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  1. #1
    Join Date
    Aug 2006
    Posts
    1

    Default Received summons today

    Hi, I received a summons today for a credit card debt of $5300 from 2003including their legal fees. I would like to avoid court, but do not have the total being demanded in full. I would like to schedule monthly payments, is there still time for that? If so, do I speak to their attorney or the debt collectors(they are still calling me). I cannot afford an attorney, so I am at this alone. I only make $9 per hour, as I work parttime and am a fulltime mother. Can they garnish my husband's wages? We have 4 children and are hardly getting by as it is. btw, I am the only authorized user on the account and its soley in my name.

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Received summons today

    You can request that they agree to payments, that a consent judgment be entered allowing payments, or that the court permit payments on whatever judgment is entered. Asking and getting are two different things - you won't know what they're willing to do until you contact them to negotiate. You would contact the law firm.

    Whether or not your husband would be liable depends upon factors including your state's laws, whether you were married when you incurred the debt, whether he is a defendant in the litigation, and whether you're speaking of his separately held assets or assets (such as joint bank accounts) you hold with him.

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